We’re not a lender,
but we know where they hang out.
Kairos connects you with local credit unions and community banks that may be able to lower the cost of your debt.
Check my savingsJust a little math. No application. No credit check.
Big-name lenders aren’t the whole neighborhood. We’re making room for the credit unions and community banks you might otherwise miss.
Discover local institutions that may not be the first name in your search results.
Explore lenders with a local presence, and the possibility of a conversation closer to home.
Rate, fees, term, membership requirements. A good match is about more than one big number.
Save your cell-phone minutes.
We’re building a way to explore local options without calling all over town. Yes, we know minutes are unlimited now.
Refinancing a loan? Looking at your debt differently? Figure out what you’d like to change.
Kairos aims to connect you with relevant options from local credit unions and community banks.
Compare the details, ask questions, and decide. You choose whether to apply directly with a lender.
What could a different rate mean for you? Try a scenario, then imagine what you’d do with the difference.
Be part of your local financial community and see what it can do for you.
See whats possible before you decide anything
Kairos is a local-lender matchmaking concept. Kairos is not a lender and does not make credit decisions or guarantee approval, rates, or savings. Any loan would be offered and serviced by the lender you choose.
No Social Security number, astrology chart, secret handshake or credit application needed.